
Ryan Edwards-Pritchard
Ryan Edwards-Pritchard is a British fintech entrepreneur and CEO with a track record in scaling startups across payments, lending, and embedded finance. He founded Cape in 2020 to modernise business spending and was acquired by ANNA Money in 2024. Now CEO of ANNA Money Australia, Ryan is focused on using AI-driven automation to help businesses streamline financial operations and move beyond outdated systems like manual accounting and legacy banking.
From the author

Sole trader versus Pty Ltd – when is it time to change your business structure?
Switching from sole trader to Pty Ltd could save Australian business owners thousands in tax and offer greater financial...
May 6, 2025